Medicare Extra Help: How the Part D Low Income Subsidy Can Lower Drug Costs

MEDICARE MONDAY Episode 21 | September 28th, 2026

Presenter:

Diondre Williams | Trusted Insurance Advisor at American Republic Insurance Services

Extra Help, also called the Medicare Part D Low Income Subsidy (LIS), is a program for Medicare beneficiaries with limited income and limited resources.

The Extra Help program may lower the cost of a Medicare prescription drug plan by helping with

• the Part D deductible
• the monthly premium
• and out-of-pocket expenses at the pharmacy

In Episode 21 of Medicare Monday, Diondre Williams from American Republic Insurance Services sits down to explain what Extra Help is and how people on Medicare can find out whether they qualify.

Part D is the prescription drug coverage that goes with your Medicare plan, and Extra Help works on that side of your coverage.

Diondre points out that some people are enrolled in Extra Help automatically. If you are not, he says getting enrolled is a simple process. The best way to find out if you qualify is to contact your local Social Security Administration office.

Timing matters too!

• The Annual Enrollment Period runs October 15 through December 7, and Diondre calls it the best time to check whether you qualify for Extra Help and to possibly make changes to your Medicare plan for the next year.

Diondre & the team at American Republic Insurance Services offers free consultation as a service for anyone who wants to know whether they qualify for Extra Help.

Contact Diondre Williams to schedule your no-cost consultation.