What Is Original Medicare? Parts A & B Explained for Seniors in Central Illinois.

MEDICARE MONDAY Episode 4 | June 1st, 2026

Presenter: Mitch Hudson | Agency Manager at American Republic Insurance Services

In Episode 4 of Medicare Monday, Mitchell Hudson joins us to break down the basics of Original Medicare - the Government's foundational healthcare program for those approaching 65 or helping loved ones in Central Illinois.

Learn exactly what Original Medicare covers and what it doesn't. Mitch explains Part A (Hospital Insurance) which is usually premium-free after 40 quarters of work and covers inpatient hospital stays, skilled nursing, and some home health. He also details Part B (Medical Insurance) - your Doctor visits, Specialists, Outpatient Services, Chemotherapy, Dialysis, Durable Medical Equipment, and more.

Discover the important "critical gap" in Original Medicare: after the annual deductible, you're responsible for 20% coinsurance with no out-of-pocket maximum. Plus, get the three key questions every person should ask before enrolling - including the Welcome to Medicare physical, prescription drug coverage, and how to protect yourself from large medical bills.

Whether you're in Springfield, Peoria, Danville or anywhere across Central Illinois, episode 4 of Medicare Monday gives you clear, practical knowledge to avoid costly surprises.

Watch now to understand Original Medicare and feel confident moving forward.

For personalized help reviewing your Medicare options, understand your coverage gaps, or planning your enrollment, contact our local Springfield Medicare experts today.