Medicare Monday Episodes | Springfield IL Medicare Advisor

In Episode 4 of Medicare Monday, Mitchell Hudson joins us to break down the basics of Original Medicare - the Government's foundational healthcare program for those approaching 65 or helping loved ones in Central Illinois.

Learn exactly what Original Medicare covers and what it doesn't. Mitch explains Part A (Hospital Insurance) which is usually premium-free after 40 quarters of work and covers inpatient hospital stays, skilled nursing, and some home health. He also details Part B (Medical Insurance) - your Doctor visits, Specialists, Outpatient Services, Chemotherapy, Dialysis, Durable Medical Equipment, and more.

Discover the important "critical gap" in Original Medicare: after the annual deductible, you're responsible for 20% coinsurance with no out-of-pocket maximum. Plus, get the three key questions every person should ask before enrolling - including the Welcome to Medicare physical, prescription drug coverage, and how to protect yourself from large medical bills.

Whether you're in Springfield, Peoria, Danville or anywhere across Central Illinois, episode 4 of Medicare Monday gives you clear, practical knowledge to avoid costly surprises.

Watch now to understand Original Medicare and feel confident moving forward.

For personalized help reviewing your Medicare options, understand your coverage gaps, or planning your enrollment, contact our local Springfield Medicare experts today.

In Episode 3 of Medicare Monday, we break down how Flexible Spending Accounts (FSA), Health Reimbursement Arrangements (HRA), and Health Savings Accounts (HSA) work with Medicare coverage.

Local expert Mitch Hudson joins us to explain the important differences and what Central Illinois residents need to know before transitioning to Medicare.

Learn why FSAs typically have minimal impact on your Medicare spending, while HSAs require careful planning. Discover critical timing rules, including when you must stop HSA contributions — especially the 6-month Medicare Part A backdating rule that affects those turning 65. Avoid costly mistakes and potential penalties by understanding these accounts before your Medicare enrollment.

Whether you're in Springfield, Jacksonville, Decatur, or anywhere across Central Illinois, this episode delivers clear, practical guidance to help you protect your savings and make confident Medicare decisions.

Watch now to learn how to properly manage your FSA, HRA, and HSA as you approach Medicare.

For personalized help with your Medicare planning, contact our local Springfield Medicare experts today for a no-obligation consultation.

In Episode 2 of Medicare Monday, Mitch Hudson joins us to talk about the upcoming Senior Celebration happening this Wednesday, May 20th from 9 AM to 1 PM at the Orr Building on the Illinois State Fairgrounds in Springfield.

Discover what to expect at this free senior resource fair — including insurance agencies, financial planning booths, healthcare providers, home health care agencies, attorneys for trusts and estate planning, Springfield Clinic, SIU Medicine, HSHS, dentists, wellness services, chair massages, and plenty of great giveaways.

Whether you’re a senior (55+) in Central Illinois or an adult child helping your parents navigate Medicare and senior resources, this event is designed to connect you with trusted local professionals and valuable information all in one place.

Learn how attending Senior Celebration can help you get ahead on Medicare planning, long-term care options, insurance reviews, and more. Don’t miss this valuable community event!

Watch now for full details on Senior Celebration and how to make the most of it.

For personalized Medicare help or more information reach out to our local Springfield Medicare experts today via phone, text, or email.

In Episode 1 of Medicare Monday, Mitchell Hudson joins us to explain exactly what happens when you turn 65 and how Medicare works for the elderly population in Central Illinois.

Learn the different ways to apply for Medicare — whether you’re already receiving Social Security, need to apply online at SSA.gov, call the Social Security office, visit the local Springfield office, or get help from a local Medicare expert.

Mitch also breaks down the important rules if you’re still covered under your spouse’s employer-sponsored health plan.

Discover when you can delay Medicare without penalties (especially if your spouse works for a company with 20 or more employees), and why you’ll need the critical L564 form to prove creditable coverage.

Whether you’re approaching 65 in Springfield, Decatur, Jacksonville, or anywhere across Central Illinois, this episode gives you clear, practical steps to avoid mistakes and late penalties.

Watch now to get confident about your Medicare transition at age 65.

For personalized help applying for Medicare or reviewing your options contact our local Springfield Medicare experts today.

Important disclosures about Medicare Plans: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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